What is the best way to collect a judgement against someone?
Q. I have won a judgement against a person and she was served the judgement but she still refuses to pay. Everytime I find out where she lives and confronts her about my money she moves making it hard for me to find out where she is at. I know where she is living now and would like to do something before she moves again. I do not know where she is working but I do know that she works. I was told to file an Supplement Proceeding but I don't know which one to file. Would it be a Hearing before Court, a Citation Notice, a Form of Citation to discover Asset*Hearing before office. I went to the cook county of court building to get some help but they are not allowed to give you any kind of legal information. It has taken me over a year to find out… [cont.]
Asked by Jay W - Thu May 25 21:37:18 2006 - Law Enforcement & Police - 6 Answers - Comments

A. Don't worry about the statute of limitations. You have already won the lawsuit and the statute of limitations to collect the judgment will be a long time. The type of supplemental hearing is described in sec 2-1420 of the Illinois Code of Civil Procedure. It allows you to bring the person back to Court and ask them what they have and where they have it. Then you get a writ of attachment or a writ of garnishment to collect property from the places (like banks and employers) that you found have property belonging to the person.
Answered by CAPTREE - Thu May 25 22:12:03 2006

How is a judgement done without having a court date for an old credit card debt?
Q. I recieved the judgement, but never received a court date. I did receive a summons with no judge signiture or case file number on it from attorney's. I called the court they had no record of a filing.
Asked by troynelson_672 - Wed Oct 1 18:51:31 2008 - Law & Ethics - 4 Answers - Comments

A. Marcsnothere was on the right track, until he suggested you send them $20 a month. Not only can they still harass you for the debt, that would likely reset the statute of limitations on the debt and could be taken as an admission of the debt. If this was a collection agency that did this, you have them on an FDCPA violation for misrepresenting the legal status of a debt provided a judgement doesn'tt exist. You can bring suit on them for this, and for something of this caliber you'd almost be guaranteed a victory.
Answered by Crazyjester9 - Sun Oct 5 03:17:20 2008

What happens after a judgement is entered against you in civil court?
Q. I presumbly owe a credit card company $2300.00 dollars. If a judgement is taken against me for the relief, what will happen? Will they take my tax return, garnish my wages (I am unemployed right now) or just make me pay by a certain date?
Asked by squirt - Tue Jan 12 12:22:50 2010 - Law & Ethics - 4 Answers - Comments

A. You will first be offered a chance to pay be a certain date. Interest will continue to accrue on the total amount of the judgment, including costs and fees. Then, the enforcement mechanisms vary by state and country. Every state has different laws on garnishment, seizure of assets, etc.
Answered by laughter_every_day - Tue Jan 12 12:36:34 2010

What are your ideas on "judgement" and changing your identity/morals/beliefs just to fit in?
Q. I'm writing a paper on the word judgement. I'm relating it to the Shakespeare play "Othello". What are your ideas on the idea of "judgement" and changing your identity/morals/beliefs just to fit in?
Asked by Garrett L - Tue Apr 12 00:09:36 2011 - Psychology - 5 Answers - Comments

A. Generally good.
Answered by Naguru - Tue Apr 12 00:14:00 2011

What will happen on probation before judgement and i get another ticket?
Q. Im on probation before judgement for failure to control speed to avoid collision. Im also still on my provissional license and i just got a speeding ticket for 79 in a 55 it was $160 and 2 points. Will i get the fines and points from both tickets. Is there anything i can do?
Asked by David R - Thu Nov 19 16:06:28 2009 - Law Enforcement & Police - 5 Answers - Comments

A. Ya know something? Driving is not a game; the fines and probation and stuff are not just negative hits that will cure over time - they are the other drivers (in the form of the system) telling you that you are driving unsafely. Too much of that and you'll lose your license. What will happen will happen and not only will you deserve it you have only yourself to blame. Slow down or face the consequences.
Answered by Daniel C - Thu Nov 19 16:12:43 2009

How to protect my assets from a deficiency judgement?
Q. Once a deficiency judgement is issued, what measures will the lender go to in order to determine my assets? What do I need to do to effectively "hide'" my assets?
Asked by dabeav72 - Mon Jun 11 13:01:45 2007 - Personal Finance - 2 Answers - 1 Comments

A. If you have assets, why wouldn't you just pay your bills? I don't understand this reasoning. Someone was kind enough to lend you the money when you needed it, yet you will work and research to stiff them on it rather than pay them back with a thank you?
Answered by Stephanie J - Mon Jun 11 13:13:08 2007

judgement??
Q. Im straight and I hang out with alot of ppl who are gay,bi, and lesbian and i see absolutely nothing wrong with that. (whoa run on) anywayss... there was a rumor that spread through my school about me being bi or lesbian. it didnt effect me at all cuz i know its false & i dont care what ppl think about me but why would ppl make up such a rumor??? i mean seriously! why are they soo quick to judge?? it SICKENS me
Asked by sinana6 - Fri Jul 18 05:35:34 2008 - Lesbian, Gay, Bisexual, and Transgendered - 5 Answers - Comments

A. Yeah, that is awful. I'm glad you're open to all kinds of people! If it weren't for people like you the world would be a horrible place to live. :] As far as the rumor goes... People always wanna write you off and group you with others so they don't have to give you a chance. It's just the nature of ignorant and/or immature people. I don't know if they were judging you so much as just labeling you. I guess that's high school at its finest.
Answered by Patrick - Fri Jul 18 05:45:00 2008

How long does a judgement stay on your credit report in Virginia?
Q. I have a judgement from 2001. I paid the judgement and it is showing on my credit report as satisfied with a $O balance. I thought judgements are removed after 7 years.
Asked by cbond - Wed Jul 30 16:42:29 2008 - Credit - 2 Answers - Comments

A. According to the FCRA rules, judgments remain on a persons credit report for 7 years from the date of payment of the judgment. It is not like the regular time period for past due debts. Now if you paid it in 2001, then you should send proof to the CRA's and ask it to be removed (they do sometimes overlook things). Hope this answers your question EDIT: I did make a boo boo, I was looking at the rules regarding the three kinds of public records that may appear on your credit report: tax liens, financial judgments, bankruptcies. Paid tax liens will remain for seven years from the paid date, even though it may mean the item remains for longer than 15 years total. Financial judgments if you are sued and lose, for example remain for seven years… [cont.]
Answered by Sgt Big Red - Wed Jul 30 16:59:56 2008

What happens when an elderly person gets a judgement? The only income they have is social security?
Q. If there only income is social security. How does the person get their judgement from an elderly person on a non secured credit card? They also have no money in the bank so that is not an option.
Asked by Pamela S - Wed Apr 9 22:00:13 2008 - Credit - 4 Answers - Comments

A. Social Security can only be garnished for child support, IRS, student loans or other Fed government debts. If the only money put into a bank account is Social Security, the bank account can not be garnished. The creditor could lien any real property. But not much else. Typically an elderly person on SS is pretty judgment proof. The credit really wasted time and money going to court for this judgment.
Answered by bdancer222 - Wed Apr 9 22:17:36 2008

What date is judgement day supposed to be?
Q. I was just watching terminator 3, and they said about judgement day, but what day is it? I need to be prepared ya know.
Asked by You Me At Ayshhaa :] - Sun Jan 10 06:50:33 2010 - Physics - 4 Answers - Comments

A. Apparently in 2012, the day of judgment will occur, the demons will rise from hell and the angels will fly down from haven for a war whilst we are caught in the middle. We will not have the upper hand.
Answered by Marz.xo - Wed Jan 13 11:07:57 2010

Can a judgement solely against my spouse be converted to a lien against my home?
Q. The state is Calif., and the deed is solely in my name. The judgement is for an unsecured loan.
Asked by Jeff H - Sat Jun 21 18:00:08 2008 - Renting & Real Estate - 6 Answers - Comments

A. If the loan or the home purchase were made after you were married yes, this is a community property state, and debts count as property. If you owned the home prior to getting married or she took out the loan they can not put a lien on the house. They attach her wages and tax return instead. Her destroyed credit will effect yours though, for better or worse.
Answered by Landlord - Sat Jun 21 19:45:39 2008

What does it mean to have a judgement against me through the justice court?
Q. I owe some money and now have a judgement against me. What exactly does this mean and what happens next?
Asked by MARIE S - Wed Aug 10 11:09:54 2011 - Personal Finance - 2 Answers - Comments

A. It means that you have been sued and you lost. As a result the court ordered you to pay the money. Now the creditor can do a bunch of things to enforce the judgment including garnish your wages, attach property or seize accounts.
Answered by Jay P - Wed Aug 10 12:00:19 2011

Had a judgement entered against me in small claims court on a technicality for $1,500. What recourse does she?
Q. Had a judgement entered against me in small claims court on a technicality for $1,500. What recourse does she have if I do not pay? Currently in Ch 13 Bankruptcy and 95 percent of my income goes to the trustee. Does this fact change anything form the original post?
Asked by Real estate guru09 - Mon Aug 29 17:58:43 2011 - Law & Ethics - 3 Answers - Comments

Can a county court judgement stop you moving country?
Q. I have a friend who is planning to move to Australia next year but he has a debt he hasn't paid off and may be taken to court over it and would then get a county court judgement. He is already a citizen of Australia but living here in the UK. Would the CCJ stop him from moving to Australia? He has every intension of paying the debt off once he starts his new life in Australia, thanks in advance for your answers.
Asked by russ.gower@btinternet.com - Sat Dec 1 07:09:13 2007 - Personal Finance - 6 Answers - Comments

A. If he is a citizen of Australia they cannot stop him from going home. A county court judgement is a civil judgement and has no effect outside UK. I feel he should be honest with the debtor and make arrangements to pay off the debt bit by bit. Take no notice of the amateur advice you have been given ( most of it is spelt wrong anyway.)
Answered by Gerry Atrix - Sat Dec 1 07:27:02 2007

How do I go about putting a judgement on my tenants credit?
Q. I have a tenant that was given a default judgement by the court. Now I would like that to be reflected on their credit.
Asked by b_o_biwan - Wed Aug 27 20:02:41 2008 - Credit - 2 Answers - Comments

A. This should already be reflected in the "public records" section of his/her credit files.
Answered by CatDad - Wed Aug 27 20:15:15 2008

What is a credit card judgement and what would happen if they filed one on me?
Q. I pay so much money to a lawyer every month (signed papers so I could do this) but this month I had trouble getting the money. I sent the payment off but it is going to be late and if it is too late getting there they are going to file a judgement. I would gladly pay off the bill if I had the money. I was stupid and got a credit card not fully understanding about the interest and all that.
Asked by sherry c - Wed Apr 16 00:33:19 2008 - Credit - 1 Answers - Comments

A. First the terminology is that a judgement is filed by a lawyer basically suing you for the money owed to the creditor. I hope that you haven't gone to one of the agencies that tell you that they will settle your debts for a fraction of the amount owed. "Dealing with a debt collector can be one of life's most stressful experiences. Harassing calls, threats, and use of obscene language can drive you to the edge. What's worse, a collector may embarrass you by contacting your employer, family or neighbors. You may even be hounded to pay a debt that is not rightfully yours. Sure, collection agencies have a job to do. Even so, there are limits on how far a debt collector can go. This guide explains the federal Fair Debt Collection Practices… [cont.]
Answered by - Wed Apr 16 00:54:40 2008

What is the date used for calculating interset in a judgement payment in Illinois?
Q. When paying installment payments on a judgement in Illinois, what is the date used for calculating the interest? Is it the date the payment is mailed? The date recieved? Something inbetween? I know the interest amount and how to calculate the interest. I just need to know the date the court would recognize the payment is consedered tendered.
Asked by Anon_1 - Fri Nov 24 14:39:39 2006 - Law & Ethics - 1 Answers - Comments

A. There should be a "Due" date per the judgement, that is the date (So 15 of every month due date would mean that interest is calculated thereafter if not received).
Answered by Yo LO! - Fri Nov 24 14:50:05 2006

How do we report an unpaid civil judgement to the credit bureau?
Q. We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $100,000. The defendant never paid this amount and we would like for this to show up on his credit report. I have been told unpaid civil judgements can be included in the personal section of a credit report but I am unable to find out how to get the credit bureaus to acknowledge this judgement and show it on his credit report. Can anyone tell me how to get this debt on his credit report?
Asked by ahisch - Wed May 28 15:51:41 2008 - Credit - 1 Answers - Comments

A. The credit bureaus routinely check these public records, so they will likely find it, if they haven't already.
Answered by Crazyjester9 - Wed May 28 21:41:34 2008

How long after a judgement is filed against you can a creditor garnish wages?
Q. How long after a judgement is made against you in court for a debt can it take them to file for wage garnishment and actually follow through? State of Illinois
Asked by Mike - Sun Dec 6 21:40:38 2009 - Law & Ethics - 4 Answers - Comments

A. It isn't automatic and there is no minimum time. The person winning the judgment has to file a "Writ" of garnishment. The writ is served on the person who pays your wages. After that it is just the amount of time it takes your employer to process the paperwork and have payroll start taking out the money.
Answered by crusader rabbitt - Sun Dec 6 21:45:34 2009

What is a judgement on your credit report ?
Q. How can a judgement happen without knowing about it. The company who did the judgement is Calvary Portfolio, a very fraudulent and disreputable company. How do I fix this?
Asked by sheehank8@sbcglobal.net - Thu Mar 9 14:44:53 2006 - Credit - 8 Answers - Comments

A. I'd contact the company and ask for a copy of the judgement.
Answered by DramaGuy - Thu Mar 9 14:49:53 2006